I need a new journal. An actualy day to day journal. I've finished my last one, and have no money for a new one until payday. Isn't that exciting? I'm not spending money I don't have -- good for me! I also know exactly how much money is in my accounts. All of them. My credit card is payed off. All because of this fabulous book, which is over there in the "Books I'm reading" Section. I'll give the full title a little while later when I have the book in front of me